Tips to Protect Yourself from Falling into a Debt Trap
There are very few people who don’t buy things on credit these days. This is the case even in countries like India which were traditionally averse to credit. Buying on credit allows people to pay back easily through EMIs. But improper handling of debt like the inability to repay the borrowed amount on time can...
Should You a Take Credit Card with Annual Fees or a Free Card
There are different kinds of credit cards available in the market. Some of them don’t have any joining and annual maintenance fee, while others have both or either of them. As a customer should you ever consider taking a credit card with fee or settle for the one that is free? To get a better...
Is Gold a Good Investment Option in the Long Run
Gold is one asset class which has really attracted lot of attraction from investors both in India and other countries in the recent past. The global economic crisis of 2008 and the following economic downturn made investors to select safer asset classes as the values of financial assets like equity has dwindled. The change was...
Tips to Save Money while Shopping Online
Online shopping is gaining momentum in such a way that it started to impact the sales of conventional big retail ingbusinesses like Walmart. Online shoppers can shop the goods they want from the comfort of their homes. Another major draw for online shopping is of course the cheaper prices at which goods are offered by...
How to Save For Your Child’s Future
Saving for you child’s future is important in order to meet all his/her needs like education and marriage. And just like savings for any other purpose, starting early can give good results in the long term in the case of savings for your child’s future. Unlike savings for your own future, saving for your child’s...
Tips for Saving on Your Mobile Phone Bills
Mobile phones are now being used for a number of purposes like downloading high amounts of data (audio and video). The spread of 3G/4G networks and high end smart phones is speeding up this trend. As the use of mobile phones grows, mobile phone bills too are increasing. A more discreet use of mobile phones...
Tips for Creating and Managing Your Emergency Fund
Managing your finances doesn’t just mean planning in the long-term. It also includes catering to the financial needs in the short term. While your routine expenses are covered by your regular income, managing the unforeseen emergencies is the tricky part. Everyone should have an emergency fund set aside to meet the financial emergencies effectively. Financial...
Top 3 Alternatives to Bitcoin You Should Know About
The hype surrounding the Bitcoin and the increase in its value by sixty times since the start of this year, made lot of people to realize the importance of digital currencies. Even governments and central banks around the world are analyzing their viability as standard alternatives to the regular legal tender money. Acceptance of digital...
How to Protect Yourself from Credit Card Frauds
Credit Cards make life easy for consumers. They give freedom from carrying wads of physical cash and more importantly have a credit free period for repaying the bill. But Credit Cards are also prone to different kinds of frauds. Crucial credit card data can be stolen and misused by miscreants. Below are some of the...
Should You Have Your Online Investment Account With Your Bank or a Stock Broker
Most of the modern banks have their own stock broking arms. These banks have the requisite permits for operating stock broking business from the regulators. Some banks even offer many of its financial services like life and general insurance through these online investment accounts. Users can open their investment accounts with the banks where they...
