Posts tagged "How-to Guides"
How to Plan Your Retirement?

How to Plan Your Retirement?

Retirement is the time when a person should be free of both mental and financial worries. In fact, it is the only time when a person can be free from doing anything in life. In order to enjoy a carefree retirement life, you should plan your finances well. Below is a brief guide to plan...
Tips to Improve Your Financial Literacy

Tips to Improve Your Financial Literacy

Investing and growing the money earned is equally important to making the money. Smart people with lower incomes can end up making bigger fortunes in life if they know how to invest their money in smartly. But a number of people end up making poor choices when investing money. Money is mostly invested in low...
How to Handle Multiple Loyalty Cards Given by Retailers

How to Handle Multiple Loyalty Cards Given by Retailers

The entry of organized players into the Indian Retail sector lead to heavy competition in the industry. Retaining their existing customers and preventing them from switching to their competitors is very crucial as the acquiring a new customer is expensive. One of the ways in which retailers try to retain their customers is through loyalty...
Things to Keep in Mind Before Selecting your Stock Broker

Things to Keep in Mind Before Selecting your Stock Broker

Since most of the financial products are now sold in the electronic form, holding them in the long-term requires demat account. Apart from stocks, many other financial products like insurance, mutual funds, and bonds are now sold in the dematerialized form. Government is also thinking of making it possible to hold property documents in the...
Tips to Protect Yourself from Falling into a Debt Trap

Tips to Protect Yourself from Falling into a Debt Trap

There are very few people who don’t buy things on credit these days. This is the case even in countries like India which were traditionally averse to credit. Buying on credit allows people to pay back easily through EMIs. But improper handling of debt like the inability to repay the borrowed amount on time can...
Should You a Take Credit Card with Annual Fees or a Free Card

Should You a Take Credit Card with Annual Fees or a Free Card

There are different kinds of credit cards available in the market. Some of them don’t have any joining and annual maintenance fee, while others have both or either of them. As a customer should you ever consider taking a credit card with fee or settle for the one that is free? To get a better...
Tips to Save Money while Shopping Online

Tips to Save Money while Shopping Online

Online shopping is gaining momentum in such a way that it started to impact the sales of conventional big retail ingbusinesses like Walmart. Online shoppers can shop the goods they want from the comfort of their homes. Another major draw for online shopping is of course the cheaper prices at which goods are offered by...
How to Save For Your Child's Future

How to Save For Your Child’s Future

Saving for you child’s future is important in order to meet all his/her needs like education and marriage. And just like savings for any other purpose, starting early can give good results in the long term in the case of savings for your child’s future. Unlike savings for your own future, saving for your child’s...
Tips for Saving on Your Mobile Phone Bills

Tips for Saving on Your Mobile Phone Bills

Mobile phones are now being used for a number of purposes like downloading high amounts of data (audio and video). The spread of 3G/4G networks and high end smart phones is speeding up this trend.  As the use of mobile phones grows, mobile phone bills too are increasing. A more discreet use of mobile phones...
Tips for Creating and Managing Your Emergency Fund

Tips for Creating and Managing Your Emergency Fund

Managing your finances doesn’t just mean planning in the long-term. It also includes catering to the financial needs in the short term. While your routine expenses are covered by your regular income, managing the unforeseen emergencies is the tricky part. Everyone should have an emergency fund set aside to meet the financial emergencies effectively. Financial...