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How to Handle Multiple Loyalty Cards Given by Retailers

How to Handle Multiple Loyalty Cards Given by Retailers

The entry of organized players into the Indian Retail sector lead to heavy competition in the industry. Retaining their existing customers and preventing them from switching to their competitors is very crucial as the acquiring a new customer is expensive. One of the ways in which retailers try to retain their customers is through loyalty...
A Case for Discount Brokers

A Case for Discount Brokers

Busy traders end up paying a lot brokerage to their brokers. A good way of saving on their brokerage is to open a trading account with discount brokers like RKSV and Zerodha. Discount brokers offer ultra-cheap brokerage rates. Some of them even offer unlimited trading for a fixed brokerage every month. Discount brokers manage to...
American Express PAYBACK Credit Card: An Amex for Everyone

American Express PAYBACK Credit Card: An Amex for Everyone

The rising spending power of Indian Customers is making banks and credit card companies to look at the newly emerging middle-class customers to expand their market share. American Express, which has traditionally limited its offerings to the rich and upper middle customer started targeting the middle class Indian customers with its latest ‘American Express PAYBACK...
Things to Keep in Mind Before Selecting your Stock Broker

Things to Keep in Mind Before Selecting your Stock Broker

Since most of the financial products are now sold in the electronic form, holding them in the long-term requires demat account. Apart from stocks, many other financial products like insurance, mutual funds, and bonds are now sold in the dematerialized form. Government is also thinking of making it possible to hold property documents in the...
Tips to Protect Yourself from Falling into a Debt Trap

Tips to Protect Yourself from Falling into a Debt Trap

There are very few people who don’t buy things on credit these days. This is the case even in countries like India which were traditionally averse to credit. Buying on credit allows people to pay back easily through EMIs. But improper handling of debt like the inability to repay the borrowed amount on time can...
Should You a Take Credit Card with Annual Fees or a Free Card

Should You a Take Credit Card with Annual Fees or a Free Card

There are different kinds of credit cards available in the market. Some of them don’t have any joining and annual maintenance fee, while others have both or either of them. As a customer should you ever consider taking a credit card with fee or settle for the one that is free? To get a better...
Is Gold a Good Investment Option in the Long Run

Is Gold a Good Investment Option in the Long Run

Gold is one asset class which has really attracted lot of attraction from investors both in India and other countries in the recent past. The global economic crisis of 2008 and the following economic downturn made investors to select safer asset classes as the values of financial assets like equity has dwindled. The change was...
Tips to Save Money while Shopping Online

Tips to Save Money while Shopping Online

Online shopping is gaining momentum in such a way that it started to impact the sales of conventional big retail ingbusinesses like Walmart. Online shoppers can shop the goods they want from the comfort of their homes. Another major draw for online shopping is of course the cheaper prices at which goods are offered by...
How to Save For Your Child's Future

How to Save For Your Child’s Future

Saving for you child’s future is important in order to meet all his/her needs like education and marriage. And just like savings for any other purpose, starting early can give good results in the long term in the case of savings for your child’s future. Unlike savings for your own future, saving for your child’s...
Tips for Saving on Your Mobile Phone Bills

Tips for Saving on Your Mobile Phone Bills

Mobile phones are now being used for a number of purposes like downloading high amounts of data (audio and video). The spread of 3G/4G networks and high end smart phones is speeding up this trend.  As the use of mobile phones grows, mobile phone bills too are increasing. A more discreet use of mobile phones...